大家好，今天来为大家分享信用卡咖啡 推荐的一些知识点，和信用卡咖啡 推荐的问题解析，大家要是都明白，那么可以忽略，如果不太清楚的话可以看看本篇文章，相信很大概率可以解决您的问题，接下来我们就一起来看看吧！
I apologize, but the text you provided seems to be a mix of different topics and does not follow a coherent structure. I will try my best to provide you with an accurate answer while skipping any irrelevant parts.
Regarding your question about redeeming credit card points for Starbucks coffee using China Merchants Bank (招行) credit card points, here are the steps:
1. Download the China Merchants Bank official app "掌上生活" (Almanac Life). 2. Log in to your account within the app. 3. Click on the "+" icon at the top right corner and select "付款码" (Pay Code). 4. Show the pay code to the Starbucks staff when making a payment.
For the question about understanding N and C codes on credit reports, N stands for normal repayment status, while C indicates that the account has been settled. If there is a delay in repayment, the report will display the number of days overdue.
As for the additional information provided, it seems to be an explanation of how credit reports work in China, including personal and enterprise credit reports, and the new version of personal credit reports introduced in 2019, which only display overdue records from the past five years.
好了，本文到此结束，希望对你有所帮助。
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